Southampton Commercial Mortgage Case Studies
Representative Southampton and Solent corridor commercial mortgages we've placed recently across port-and-logistics, healthcare ancillary, university HMO portfolio refinance, hospitality, owner-occupier freehold, investment and semi-commercial. Product type, lender, pricing and the reason the file landed where it did.
Adanac Park and Nursling
B8 logistics warehouse refinance, Adanac Park M271
Single-let 42,000 sqft B8 logistics-warehouse investment, M271 corridor
£3.65M facility at 70% LTV
- Facility: £3.65M
- Property value: £5.20M
- LTV: 70%
- Rate: 6.95% pa
Highfield and Portswood
HMO portfolio remortgage, Highfield and Portswood
Eight-property HMO portfolio (44 bed-spaces)
£2.45M facility at 73% LTV
- Facility: £2.45M
- Property value: £3.35M
- LTV: 73%
- Rate: 7.55% pa
Ocean Village
Hospitality acquisition, Ocean Village
Independent restaurant-with-rooms freehold (18-bedroom)
£2.85M facility at 70% LTV
- Facility: £2.85M
- Property value: £4.05M
- LTV: 70%
- Rate: 8.05% pa
Bassett and Lordswood
Dental practice freehold purchase, Bassett
Owner-occupier mixed NHS-and-private dental practice freehold
£925K facility at 74% LTV
- Facility: £925K
- Property value: £1.25M
- LTV: 74%
- Rate: 6.55% pa
Southampton City Centre and Above Bar
Retail tenant-mix portfolio refinance, Westquay
Four-unit retail parade adjacent to Westquay
£3.15M facility at 69% LTV
- Facility: £3.15M
- Property value: £4.55M
- LTV: 69%
- Rate: 7.25% pa
Bedford Place and The Polygon
Independent restaurant freehold purchase, Bedford Place
Free-of-tie independent restaurant freehold, Bedford Place F&B spine
£685K facility at 72% LTV
- Facility: £685K
- Property value: £955K
- LTV: 72%
- Rate: 7.35% pa
Mayflower Quarter and Royal Pier
Mixed-use block refinance, Mayflower Quarter
Single block, ground-floor Class E plus 9 self-contained flats above
£1.85M facility at 71% LTV
- Facility: £1.85M
- Property value: £2.60M
- LTV: 71%
- Rate: 7.65% pa
Bitterne
Care home freehold refinance, Bitterne
Owner-operator 38-bed nursing-and-residential care home freehold
£2.25M facility at 71% LTV
- Facility: £2.25M
- Property value: £3.15M
- LTV: 71%
- Rate: 7.85% pa
Southampton City Centre and Above Bar
Professional office investment acquisition, Cumberland Place
Single-let professional-services office investment, Cumberland Place
£1.55M facility at 70% LTV
- Facility: £1.55M
- Property value: £2.20M
- LTV: 70%
- Rate: 7.05% pa
Hedge End and West End
Business park unit acquisition, Hedge End
Owner-occupier 9,800 sqft business-park unit (light industrial / trade counter)
£1.15M facility at 73% LTV
- Facility: £1.15M
- Property value: £1.58M
- LTV: 73%
- Rate: 6.85% pa
Case studies are representative examples. Names and identifying detail are anonymised at the borrower's request. Lender attributions reflect deals placed within the past 24 months.
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