Send us your Southampton commercial mortgage enquiry
Indicative terms within 48 hours. No cost for the initial assessment. Your deal stays confidential.
Deal enquiry
Tell us about the property and the borrower. We'll come back to you within 2 business hours to discuss.
Get in touch
Phone
07595 366094Hours
Monday to Friday, 8am to 6pm
Coverage
Full Southampton City Council unitary authority across SO14 to SO19, plus the SO30 Hedge End and West End fringe and the wider Hampshire Solent corridor.
Prefer to explore first?
- → Model your repayments with our commercial mortgage calculator
- → Review mortgage products owner-occupier / investment / semi-commercial / portfolio / trading-business
- → Browse Southampton areas we cover
- → How the process works
Contact FAQs
How quickly will I hear back after contacting Southampton Commercial Mortgages?
We respond to all enquiries within 2 hours during business hours (Monday to Friday, 8am to 6pm). Initial deal feedback and indicative terms are typically delivered within 48 hours of receiving full property and trading details.
What information do you need to give me an indicative quote?
At minimum: property address and type (owner-occupier, investment, semi-commercial, trading-business, hotel or HMO portfolio), purchase price or current value, your deposit or existing equity, the rental income or trading EBITDA, and a brief borrower background. For investment deals we also want the lease summary; for owner-occupiers and trading businesses we want the last 2 to 3 years of accounts.
Is there a cost for the initial consultation?
No. The initial deal assessment, indicative terms and lender shortlisting are always free. We are only paid by the lender on successful completion of your mortgage; our fee is included in the arrangement fee shown on the term sheet.
Do you cover the whole Southampton, Solent and Hampshire area?
Yes. The full Southampton City Council unitary authority across SO14 to SO19 (including Southampton City Centre and Above Bar, Ocean Village, Mayflower Quarter and Royal Pier, Bedford Place and The Polygon, Highfield and Portswood, Bassett and Lordswood, Bitterne, Adanac Park and Nursling) plus the SO30 Hedge End and West End fringe and the wider Hampshire Solent corridor.
What loan sizes do you work on?
Commercial mortgage facilities from £150K to £10M and beyond on Adanac Park M271 logistics-warehouse and Ocean Village hospitality lots. Smaller deals below £150K are typically better served by high-street SME products; we can still refer those where appropriate.
Do you work on port-and-logistics, healthcare and HMO portfolio deals specifically?
Yes. Southampton has three specialisms that shape our weekly deal flow. Port-and-logistics refinance and acquisition across the Adanac Park / Nursling / M271 corridor, placed with Shawbrook, InterBay Commercial, Aldermore and YBS Commercial. Healthcare ancillary owner-occupier across the University Hospital Southampton catchment, placed with Cynergy Bank, HTB and Cambridge & Counties. HMO portfolio refinance across Highfield, Portswood and Bevois Valley, placed with InterBay Commercial, Paragon and Together.